Merchant of Record

Unlock the Benefits of Becoming a Merchant of Record

Do you serve multiple customers through your platform? If so, transitioning to a Merchant of Record (MoR) model could provide significant advantages for both you and your customers.

At Paysmarter, we have extensive experience in setting up merchant services for large businesses, helping them streamline payment processing, reduce friction, and maximize revenue opportunities.

We take the time to understand your business model inside and out, identifying the best approach to structuring your Merchant of Record setup in a way that benefits both you and your customers.

Who Can Benefit from a Merchant of Record Model?
If your business processes payments on behalf of multiple customers, this model could be a game-changer. It’s particularly beneficial for:

✅ Software providers
✅ E-commerce platforms
✅ Direct-to-customer sales businesses
✅ Marketplaces and aggregators
…and many more!

Why Become a Merchant of Record?
Many businesses already have a revenue-sharing agreement with their acquiring partner, but each customer still has to go through lengthy and uncertain onboarding processes—often with no guarantee of approval.

With a Merchant of Record setup:

✅ You only go through onboarding once—eliminating delays and complexities for your customers.
✅ You control customer onboarding, setting your own risk parameters and speed of setup.
✅ You gain flexibility, allowing you to structure your approach in a way that suits your business needs.
✅ You can increase revenue, with opportunities for a larger share of transaction fees.

Get Started Today
If you think the Merchant of Record model could work for your business, contact our expert team at Paysmarter for a free consultation. We’ll guide you through the best route to implementation—ensuring a smooth, efficient, and profitable setup.